Residential Conveyancing

Buying and selling properties can be lengthy and frustrating. It’s all too easy to feel left in the dark.

At Thorne Segar we understand the importance of keeping you in the loop. We think you should be kept informed of any new developments. Accordingly we’ll give you frequent progress reports.

Our conveyancing department will:

  • Guide you through the process of buying or selling
  • Correspond with all the involved parties on your behalf
  • Carry out local authority and utility searches
  • Rigorously investigate the title to the properties
  • Advise of any additional costs
  • Handle payment between parties, mortgage company etc
  • Register your ownership with the Land Registry

FEES: 

Residential Conveyancing fees typically range from £995– £1,350 +VAT
Fees are quoted in advance and are fixed – with no hidden extras

See detailed price list below or request a bespoke quote – it only takes 2 minutes

As active Conveyancing Solicitors in Minehead for over 125 years we have an intimate knowledge of the unique complexities of the property market in our area. We also hold the Law’s Society’s Conveyancing Quality Scheme Award.

We have extensive experience of issues arising from conservation and grade listing, shared access and rights of way and environmental problems including flooding.

Whether you’re buying and/or selling or remortgaging we’re committed to providing the highest standards of service.

Free initial consultation

Call or email now:
01643 703234

enquiries@thornesegar.co.uk

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Our Conveyancing Department Lawyers

Liam Wolley

Solicitor
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Paul Thomas

Chartered Legal Executive
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GOOGLE REVIEWS

David Simpson
David Simpson
2024-01-22
Liam Wolley dealt with the sale of my stepmother’s property in 2021/2022 efficiently and with great care and sensitivity. In 2023, Rebecca Padgett dealt with obtaining probate for my stepmother's will. Again, this was dealt with efficiently and with sensitivity. I would very happily recommend Thorne Segar.
Jill Coppin
Jill Coppin
2024-01-06
We had a difficult Intestacy when my Father died and his will was not valid. Rebecca dealt compassionately, patiently and professionally with what could have been a very acrimonious affair. From our first meeting with Rebecca we had total confidence that she could and would deal with this situation. At every step of the way she kept us fully updated and all parties were kept aware of all of the possibilities that may or may not occur. We had total faith in her throughout. Her advice was invaluable and at no time did she give us cause to doubt her. A situation that shocked us was made so much easier by Rebecca's total Professionalism. When we were finally able to sell my Father's flat there was absolutely no doubt in our mind that Thorne Segar could deal with this too - and they did in the same first class manner. Its a great pity that we can't give Thorne Segar more than five stars.
James Waterman
James Waterman
2024-01-04
Our recent property sale was dealt with very efficiently by Liam. Nothing phased him and we felt reassured by his calm approach to every issue posed by the purchaser’s solicitor. We have had several matters handled by Liam and the rest of the team at Thorne Segar and our experiences have all been positive. In all legal matters they are our ‘go to’ provider.
Derek Smith
Derek Smith
2023-10-31
Earlier this year we consulted Thorne Seagar in Minehead about preparing Wills for myself and my wife. We had an interview with Iestyn who we found very helpful and knowledgeble about Wills. We were very impressed with how they advised us on what can be a very tricky subject to deal with. We now have our Wills and peace of mind it is all sorted. We would certainly recommend and use this Solicitor again.
Georgia Bacon
Georgia Bacon
2023-02-27
House Sale: I was apprehensive about using a solicitor for the first time, but found everyone I met or spoke to at Thorne Segar was approachable and helpful, ready to translate anything technical or tricky into terms I could understand, and help me appreciate the implication of anything I was asked about or asked to do. A good experience, thank you Liam and the team.
Ian Bailey
Ian Bailey
2022-11-22
Friendly professional service highly recommended solicitors
Margaret Keddie
Margaret Keddie
2022-11-10
Very impressed with anyone at Thorne Segar, we moved from Lancashire to Minehead, they always kept us informed any problems were dealt with efficiently, they took a lot of stress out of the move.
Marg jeffries
Marg jeffries
2022-08-20
Very friendly staff and efficient. Liam Wolley kept us informed when purchasing our new place. Very happy with service received
Chris Ryan
Chris Ryan
2022-08-12
Excellent -efficient service all return calls as promised kept updated on all aspects of buying and selling property. recommended
Barneys Mum Stoneham
Barneys Mum Stoneham
2022-08-11
Recently used Thorne Segar to update our wills. Very efficient service with help support and advice. Would highly recommend.

Request a Bespoke Quote

It only takes 2 minutes

FAQs

Why do I need a lawyer to do my conveyancing?

You could do your own conveyancing however most mortgage companies will insist that a lawyer does it for you as it is a high risk transaction. Similarly if you fail to spot something such as a boundary issue, it could result in a costly and lengthy dispute, or even impact on the resale value of your property.

How long will it take?

Most Residential Conveyancing is completed within 8 to 12 weeks. The actual timescale will depend on all the other involved parties: Solicitors, Vendor, Purchaser, others in the chain etc. We aim to keep the process moving on your behalf.

Why do I need to do searches?

Searches are necessary to establish a clear picture of what you are buying and any factors that might affect the property. Are there plans for a new road or building development near by? Is the property at risk of flooding? Are there financial liabilities attached to previous occupants?
These checks have to be performed because the situation can change over time or since the property was last sold.

What is a disbursement? How much do they cost?

A disbursement is a payment made to a third party (eg a search fee paid to HM Land Registry) These need to paid for as part of your property transaction. Disbursements vary depending on your transaction.

Sale of property:
When selling a property we need to check the Land Registry title documents.  These typically cost less than £10.  We may also need to obtain copies of other documents –  such as a planning permission documents – these typically cost less than £20. 

Purchasing a property:
When you buy a property we carry out searches on your behalf. The cost of these searches depends upon the property and the local authority where the property is situated.  You should allow £350 for these.  There are also HM Land Registry fees ranging between £40 – £910 depending upon the type of purchase and value of the property.  We will inform you of specific costs in writing.

Stamp Duty:
Stamp Duty Land Tax is usually payable when you purchase a property. We will advise you of Stamp Duty due.  You can see Stamp Duty rates on the HMRC website.

Remortgage:
When remortgaging a property we will need to check title documents with HM Land Registry (£10). We may need to check other documents (typically less than £20). We will also carry out searches on your behalf which vary depending upon the property and the local authority where it is located. You should allow £350 for these. HM Land Registry fees range between £40 and £250 depending upon the type of transaction and the value of the property. We will advise you of the exact fee.

Leasehold properties may incur additional costs including a notice of mortgage fee –  typically £100 to £200 – and a certificate of compliance fee – typically £200. 

 

Some disbursements are subject to VAT – this will be shown on our service proposal.

What are the stages of selling a property?

Whilst every property transaction is unique, common stages of selling a property are:

  • Solicitors take instructions and provide initial advice
  • Buyers arrange funding and obtain offer of finance if needed
  • Seller’s solicitors provide leasehold information from the management company (if applicable)
  • Buyers commission a survey of the property if required
  • Contracts, copy title documents and preliminary enquiries are addressed
  • Searches are carried out (these will vary depending upon the nature of the property)
  • Buyer’s solicitors raise any additional enquiries with seller’s solicitor
  • Mortgage offer is received (if buyer is buying with a mortgage) and the lender provides instructions to buyer’s solicitor
  • Buyer’s solicitors report on all documents and information received from vendors
  • Contracts are signed ready for exchange
  • The completion date is set
  • Contracts are exchanged (the transaction is now binding)
  • The buyer’s solicitor obtains funds from lender and/or buyer
  • The transaction completes
  • Buyer’s solicitor applies for registration at HM Land Registry
  • If a leasehold property, the buyer’s solicitor follows the notice and covenant procedures set out in the lease, thereby informing the landlord or management company that you have sold
What are the stages when you buy a house?

Whilst every property transaction is unique, common stages of buying a property are:

  • Solicitors take instructions and provide initial advice
  • Buyers organise finances to fund purchase and inform a lender if an offer of finance is needed
  • Buyers commission a survey of the property if required
  • Contracts, copy title documents and preliminary enquiries are addressed
  • Searches are carried out  – depending upon the nature of the property
  • Buyer’s solicitors raise any additional enquiries with seller’s solicitor
  • Mortgage offer is received (if purchaser is buying with a mortgage) and the lender provides instructions to buyer’s solicitor
  • Buyer’s solicitors report on all documents and information received from sellers
  • Contracts are signed ready for exchange
  • The completion date is agreed 
  • Contracts are exchanged (the transaction is now binding)
  • The buyer’s solicitor obtains funds from lender and/or buyer
  • The sale/purchase completes
  • Buyer’s solicitor deals with the payment of Stamp Duty Land Tax
  • Buyer’s solicitor deals with application for registration at HM Land Registry
  • The buyer’s solicitor follows the notice and covenant procedures set out in the lease
What are the when you re-mortgage or refinance a property?

The stages in remortgaging or refinancing a property vary but they typically include:

  • Borrower’s lawyer takes instructions and provides initial advice
  • Borrowers liaise with the lender regarding the mortgage offer
  • Borrowers (through the lender) organise a valuation of the property
  • Lender instructs borrowers lawyer to act. Sometimes lenders will use the same lawyer – in other instances they may require the services a separate firm
  • Searches are carried out by the borrower’s lawyer
  • The lawyer obtains information from the borrower regarding the property
  • The lawyer investigates title of the property to ensure it is safe to lend
  • The lawyer arranges for the borrower to sign documentation including the mortgage deed
  • Contracts are signed ready for exchange the lawyer advises the lender that it is safe to lend
  • Funds are obtained by the lawyer and provided to the borrower, after redeeming any outstanding mortgage balance and deducting any other costs
  • Buyer’s solicitor deals with application for registration of the new charge or mortgage at HM Land Registry. If the property is leasehold they follow the notice procedures set out in the lease

Buying a house is usually the largest financial commitment anyone makes.
You don’t buy a bunch of bananas without checking them first – don’t skimp on the
legal protection that quality conveyancing provides.

Conveyancing Price List

Fixed Fees (ex VAT)

SALEFixed Fee (Ex-VAT)
Sale price up to £299,999£995
£300,000 – £499,999£1,100
£500,000 – £699,999£1,200
£700,000 – £999,999£1,300
£1,000,000 +0.175%
PURCHASEFixed Fee (Ex-VAT)
Purchase price up to £299,999£1,050
£300,000 – £499,999£1,150
£500,000 – £699,999£1,250
£700,000 – £999,999£1,350
£1,000,000 +0.2%
Transfer of Ownership & RemortgageFixed Fee (Ex-VAT)
Transfer of Ownership - Gift£900
Transfer of Ownership between Spouses/Civil Partners£650
Transfer of Ownership where Trust or Estate is administered by Thorne Segar£650
Remortgage£850

Extra Charges (ex VAT)

Leasehold Purchase£350
Leasehold Sale£285
Unregistered£195
New Build£350
Mortgage£195
Exchange & Completion Same Day£180
Help to Buy ISA£50
Help to Buy Scheme£50
Probate, Trust or Attorney Sale where Thorne Segar has not acted£590
Gifted Family Purchase Funding£200
3rd Party Purchase Funding£200
Additional regulatory/statutory compliance issueshourly rate
Declaration of Trusthourly rate
Completion of Deed of Covenant£60
Other deedhourly rate
Obtaining Indemnity Policy£36
Obtaining bespoke Indemnity Policy£135
Supplement for liaising with third party firmhourly rate
HMRC Return to secure SDLT refund£115
Abortive Fee50% of quoted fee
Completion of Stamp Duty Land Tax Return£115
Completion of notice of assignment of lease£60
Complex requisitions on Title raised by Land Registryhourly rate
Voluntary first registration£475

*Subject to advice to refer to specialist accountant where appropriate